Debt Reduction Services/Moneyfit is a nonprofit organization established in 1996 and has been dedicated to assisting consumers nationwide in achieving better financial well-being through a comprehensive range of debt management and counseling services.
As an A+ member of both the Better Business Bureau (BBB) and the Financial Counseling Association of America (FCAA), and with licenses to operate in all 50 states, our mission is to help our clients improve their overall quality of life by providing credit counseling, debt management, and educational programs.
We strive to deliver high-quality and consistent service and programs, ensuring our clients receive reliable and trustworthy support! Here are the services we provide:


  • Credit Counseling: Guidance and advice to individuals seeking assistance with managing their credit and improving their financial well-being.
  • Debt Management: A program to repay debts by way of benefits with creditors and creating a structured payment schedule.
  • Payday Loan Debt Help: Assistance offered to those struggling with the burden of payday loan debts, aiming to provide relief and solutions to their financial difficulties.
  • Collection Debt Help: Support provided to individuals dealing with collection agencies and working towards resolving their outstanding debts.
  • Medical Debt Help: Services designed to assist individuals overwhelmed by medical expenses and seeking solutions to manage and reduce their medical debts.
  • Bankruptcy Counseling: Counseling sessions required for individuals considering filing for bankruptcy, providing information on financial management.
  • Housing Counseling: Assistance and guidance provided to those seeking help with various housing-related matters, such as mortgage issues, foreclosure prevention, and rental disputes.
  • Student Loan Counseling: Counseling services providing guidance on repayment options, consolidation, and loan forgiveness programs.
  • Military Debt Help: Support and resources specifically tailored to assist military personnel and veterans in managing and resolving their financial obligations.
  • First Responders Debt Help: Assistance and specialized programs aimed at helping first responders alleviate debt burdens and improve their financial situations.
  • Credit Report Repair Analysis: A comprehensive evaluation and analysis of one’s credit report, identifying errors, inaccuracies, or areas of improvement to help repair and enhance their credit standing.
credit-card-debt-relief-button-home-2Credit Card Debt Relief
Debt consolidation program iconDebt Consolidation Program
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Call Now to Speak with a Certified Debt Relief Counselor

Free Credit Counseling and Budgeting Education

Nonprofit credit counselingIf you struggle with budgeting, Debt Reduction Services can provide valuable assistance. Our Certified Credit Counselors are ready to offer free and confidential advice to help you develop a budget, effectively manage your money, make wise credit decisions, and establish a savings plan.

Working together, we will thoroughly assess your current financial situation and determine the most suitable solutions for your specific challenges. We’ll also assist you in preparing for and avoiding any future unexpected financial hurdles that could lead to debt and damage your credit. Remember, it’s crucial to take control of your money, or else it will control you!

Whether you’re at home or in the office, you can conveniently reach us from anywhere in the United States by calling 866-688-3328. Schedule your telephone consultation now and enjoy the privacy and comfort of discussing your financial concerns with our experts.

To take advantage of our free credit counseling services, please contact us today!

Debt Consolidation and Debt Management Plans

DRS provides additional support through its Debt Consolidation Programs, which our Credit Counselors can facilitate. These programs offer various benefits that can help you regain control over your finances:

  • Monthly payment reduction of up to 50%
  • Interest rate reduction of up to 75%
  • Accelerated debt repayment
  • Elimination of late payment and over limit fees
  • Relief from relentless collections calls

By partnering with your creditors, our Credit Counselors will assist in designing a tailored Debt Management Plan (DMP) that takes advantage of these potential benefits. Through a DMP, you can experience significant financial relief and move closer to achieving your debt-free goals!