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Nationwide Housing Counseling

Debt Reduction Services’ HUD-approved housing education and certified counseling, you gain access to valuable guidance and support for your housing needs.

Our comprehensive education programs provide information on financial management and credit building specifically tailored to housing concerns.
Through our counseling services, we offer personalized action plans and valuable resources to assist you in identifying and attaining your housing goals. Here are the areas we can help you with:
  • Predatory Lending
  • Prepurchase Homebuying
  • Rental Issues
  • Reverse Mortgage

Schedule a HUD Counseling Session

Use the form below to schedule your HUD Counseling Session Today. You’ll be redirected to the required forms.

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Call Now to Speak with a Certified HUD Counselor

At our nonprofit organization, we are dedicated to alleviating housing-related financial stress by providing HUD-approved housing education and counseling services.

Additionally, we offer a free consultation where you can explore our Debt Management Plan, designed to help manage your debts effectively.

  • Financial Essentials: Our financial management course to help you prepare for home ownership or to support you when facing a future eviction or foreclosure
  • A Credit to You: Credit Basics: The ultimate courses to guide you through the ins and outs of build or rebuilding your credit when trying to qualify for homeownership or a rental application
  • Life after Debt: Paying off debts is hard. Staying debt free can be just as challenging. This course offers support, tips, and guides to make freedom from debt a lasting way of life.
  • HUD-approved Home Fit Homebuyer Education 6-hour Course: Approved by HUD and ideal for lenders and local governments requiring such courses to qualify for down payment assistance and first-time homebuyer grants. 100% self-guided with a certificate of completion generated immediately after finishing the final assessment.

At Debt Reduction Services, we offer help for people struggling with debt and other financial difficulties so that they can get back in control of their finances. Here you’ll learn about our HUD counseling services, and how we can help you find the best solution for handling your debts.

When you need more than a course, our HUD certified housing counselors will help you with one-on-one sessions, which may include:

  • Identifying your housing goals
  • Weighing the benefits of renting, owning, and other housing option for your situation
  • Developing a budget and credit plan to help you qualify for your housing choice
  • Sharing information about local housing resources
  • Discussing your situation to decide on the best mortgage options available
  • Providing a step-by-step action plan

free HUD counseling with debt reduction services