Debt Reduction Services, Inc. is a nonprofit Consumer Credit Counseling and Debt Management service organization that first opened doors in June of 1996. It has helped thousands of consumers greatly improve their financial standing by providing free financial education, budgeting services and one-on-one credit counseling.

Todd Christensen – Author, Financial Educator, Counselor, Facilitator, Lecturer, Speaker, Accredited Financial Counselor®, AFPCE

Todd Christensen Debt Reduction ServicesDegrees: Master of International Management, Master of Arts (French Studies)

Author and Accredited Financial Counselor®, Todd R. Christensen, MIM, MA, is Education Manager at Money Fit by DRS, Inc, a nationwide nonprofit financial wellness and credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. He’s facilitated nearly two thousand workshops since 2004 on the fundamentals of effective money management & based his book, Everyday Money for Everyday People (2014), on the discussions, tips, stories and ideas shared by the tens of thousands of individuals and couples in attendance.

Contact Todd for interview requests & other press needs, speaking engagements & workshops. Email Todd

Rick Munster – Media Manager, Writer, Web Developer, Certified Military Financial Counselor

Rick Munster - Debt Reduction ServicesRick’s been with Money Fit by DRS for 16 years and early in his career he managed two divisions, customer service and credit counseling, before settling in his current role of managing the organization’s marketing efforts. He is known for being someone who’d give the shirt off of his back for you and smile while doing it! He takes that positiveness and problem solving to consumers when relaying a message of help, hope and better times ahead. When he isn’t helping consumers regain control of their debt he loves traveling and seeing new places.

Contact Rick for interview requests, marketing opportunities, guest posting & online content contributions. Email Rick

Payton Macdonald – Marketing Assistant, Content Creator, Graphic Designer

Payton - DRSPayton Started with Money Fit in 2019. He produces videos and designs and graphics throughout the website.

He works on branding for both Debt Reduction Services and Money Fit.

Contact Payton for questions about the website, or other content throughout Money Fit by DRS. Email Payton