Consolidate Your Debt Today

NO credit check required.

We can consolidate your credit card debt (and other forms of debt) into one simple monthly payment without a loan.

Debt consolidation program icon

  • Reduce your monthly payments up to 50%
  • Reduce interest rates up to 75%
  • Learn about other debt relief options
  • Pay your debt off sooner
  • Stop late and over-limit fees
  • Stop the collections calls

Get a Free Debt Consolidation Consultation

There is ZERO cost or obligation to you, and NO negative effect on your credit score.

By clicking “Submit” I consent to receive calls, emails, and text message offers/information from Debt Reduction Services, Inc. using an autodialer/pre-recorded message at the number I provided. I understand that msg/data rates may apply and that my consent to such communications is not a requirement for purchase.

Debt Reduction Services BBB A+ ratingWe’re a nonprofit debt consolidation company, licensed in all 50 states.

We can help you end the stress of debt and escape the debt cycle for good.

Reduce your monthly payments up to 50% and pay off your debt faster.

We have already negotiated reduced interest rates with all major creditors and most regional and local lenders in order to assist you in repaying your debt sooner than you would be able to on your own. Often, we’re able to leverage our existing relationships to stop your late and over-limit fees, and even lower your required monthly payments.

Debt Consolidation Infographic

How it Works

talk to a debt counselor

Step 1.

Talk to one of our certified debt consolidation counselors.

lower interest rates and payments

Step 2.

Our preset terms with creditors can get you lower interest rates and payments.

distribute payments

Step 3.

Make just one simple monthly payment to us and we’ll distribute it to your creditors for you.

Reviews and Success Stories